Independent agency · Colton, CA · Serving California, Texas & Florida
Insurance for every stage of life.
Your first car, your home, your business, your family, and the day you turn 65. Redline compares multiple carriers for you across California, Texas and Florida, and you keep one team you can call by name.
4.8from 112 Google reviewsThanks, .
We received your request. A licensed agent will call you about , usually the same business day. For anything urgent, call (909) 350-8833.
Mercury
GEICO
Kemper
National General
Aspire
Bristol West
Qualitas
biBERK
Berkshire Hathaway Homestate Companies
Transamerica
Mutual of Omaha
Humana
UnitedHealthcare
The Redline
One line to call, from your first policy to Medicare.
Most people juggle three or four insurance companies over a lifetime. With Redline, every stage runs through the same local office, so your coverage grows with you and nothing falls through the gaps.
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Auto insurance
Driving the 10 through the Inland Empire or across Texas? We shop your auto policy across carriers to find the right mix of price and protection. Tickets, an accident, or a DUI on your record? We handle SR-22 filings and help drivers other companies turned away.
- Auto
- SR-22 filings
- Classic cars
- Personal umbrella
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Home insurance
California's home insurance market has tightened, and many homeowners have received non-renewal letters. We compare the carriers still writing in your area. When the California FAIR Plan is the only option, we pair it with a difference-in-conditions policy so your home isn't left underinsured. In Texas, we look closely at wind and hail deductibles, which can cost you more than you expect after a storm.
- Homeowners
- High-value homes
- CA FAIR Plan + DIC
- TX wind & hail
- Bundle with auto
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Business insurance
From a one-truck owner-operator to a repair shop with ten bays, we build commercial coverage around how your business actually runs, and turn around certificates of insurance fast so you never lose a job waiting on paperwork.
- Commercial auto
- General liability
- Business owner's policy
- Commercial property
- Commercial umbrella
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Life insurance
Life insurance replaces your income, pays off the mortgage, and keeps your family in the home if something happens to you. We explain term and permanent coverage in plain language and quote several companies, so you can choose what fits your budget.
- Term life
- Permanent life
- Final expense
- CA, TX & FL
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Medicare plans
Medicare comes with deadlines, letters, and a lot of choices. We sit down with you, check your doctors and prescriptions, and compare plans side by side. Our Medicare help costs you nothing.
- Medicare Supplement
- Medicare Advantage
- Part D drug plans
Why independent
We work for you, not for one insurance company.
A captive agent can only sell one company's policies. As an independent agency, Redline is appointed with multiple carriers, so when your rate jumps at renewal, we shop it again instead of telling you to take it or leave it.
Single-company agent or 800 number
- One company's prices and rules
- Renewal increase? Your only option is to leave
- A different call center rep every time
- Separate companies for auto, home, business and Medicare
Redline Insurance
- Quotes from Mercury, GEICO, Kemper and more in one conversation
- We re-shop your policy when the price stops making sense
- One team in Colton that knows your file, wherever you live
- Personal, business, life and Medicare under one roof
Carriers have been pulling back from parts of California, especially for homes in wildfire zones. Having an agent who can move your policy to another company is worth more today than it was five years ago.
Reviews
What our clients say.
I've been a customer of Redline Insurance for several years, and I couldn't be happier with the service I've received. Carlos and Alfonso have consistently gone above and beyond to find me great insurance rates while making the entire process easy and stress-free.
Agent Jonathan was incredibly helpful and answered all my questions. He guided me in selecting the most suitable coverage. He found me a fantastic insurance policy with a low rate, which saved me a significant amount of money.
Carlos is a great insurance provider. Very professional, friendly, always just a call away. He's always updating me on more affordable policies and always finds me the best deal.
Excelente servicio. Fue muy amable, profesional y estuvo dispuesto a ayudarme en todo momento. Respondió todas mis dudas con paciencia e hizo que todo el proceso fuera mucho más fácil.
Trucking insurance · California & Texas
Commercial truck insurance with your DOT and federal filings handled.
Semi, dump truck, box truck or hot shot, new venture or ten years running: we quote your trucks across multiple carriers, then file proof of insurance with FMCSA and your state so your authority stays active and you stay on the road.
Filings we take care of
BMC-91 / 91XMCS-90BMC-34BOC-3CA MCPTX Form E- Primary auto liability
- Motor truck cargo
- Physical damage
- Non-trucking liability (bobtail)
- Trailer interchange
- General liability
- Semi trucks
- Dump trucks
- Box trucks
- Hot shot
- New ventures
Got it, .
Our commercial team has your truck details. An agent will call you back with options.
Business insurance by industry
Built for the businesses that keep California and Texas moving.
Freight, auto services and small business drive both states. We know the coverage these industries need, the filings each state requires, and the certificates your customers ask for.
Trucking
Owner-operators and fleets: liability, cargo, physical damage, and your FMCSA and state filings.
GarageAuto repair shops
Garage liability and garagekeepers coverage for repair, body and tire shops.
DealerDealerships
Dealer open lot, garage liability and coverage for vehicles on the lot.
FleetTransportation
Coverage for businesses that move people or goods in California, Texas and across state lines.
Property + liabilityManufacturers
Property, product liability and equipment coverage for shops and plants.
25+ moreYour industry
Contractors, restaurants, retail, offices and more. Tell us what you do.
Medicare help · California, Texas & Florida
Turning 65, or rethinking your plan? Talk it through with a real person.
We walk you through Original Medicare, Medicare Supplement, Medicare Advantage and Part D, then compare plans from carriers like Humana, UnitedHealthcare and Mutual of Omaha against your doctors, prescriptions and budget.
- No cost to you for our Medicare help
- We check that your doctors and prescriptions are covered
- Meet in person in Colton, or by phone or video in California, Texas and Florida
- We review your plan every year before the enrollment period
- Bring your list of doctors and prescriptions, and we do the comparing
We do not offer every plan available in your area. Currently we represent 10 organizations which offer [#] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.
Oct 15 –
Dec 7
Annual Enrollment Period
Switch Medicare Advantage or Part D plans for the next year. Changes start January 1.
7-month window
Initial Enrollment Period
Starts 3 months before the month you turn 65 and ends 3 months after it.
Jan 1 –
Mar 31
Medicare Advantage Open Enrollment
Already in an Advantage plan? You can make one change during this window.
Any time
Special Enrollment Periods
Moving, losing employer coverage and other life events can open a window. Ask us if you qualify.
Life insurance calculator
How much life insurance do you need?
A quick estimate based on replacing your income and paying off what you owe.
Estimated coverage
$0
This is a starting point, not advice. An agent will fine-tune it and quote term, permanent and final expense options from several companies.
Quote this amountAlready a client?
Client service center
Get what you need without waiting on hold. Call or text (909) 350-8833, or email docs@redlineins.com, and our service team takes it from there.
Request received
Our service team has your request. Most requests are handled the same business day. Questions? Call or text (909) 350-8833.
How it works
Three steps to better coverage.
Tell us what you need
Fill out the quick form, call, or walk into our Valley Blvd office. Five minutes of basics is enough to start.
We shop the carriers
We compare coverage and price across the companies we represent, and flag gaps in what you have today.
You choose, we stay
Pick the option that fits. We handle the switch, and we're here for changes, certificates and claims after that.
Questions
Straight answers before you call.
Don't see yours? Call (909) 350-8833 and ask.
Does it cost more to use an independent agent?
No. Quotes are free, and carriers pay agencies a commission that is already built into the price of the policy. Because we compare several companies, clients often find better coverage or a lower price than they had.
Can you help if I need an SR-22 or have a DUI?
Yes. We work with carriers that accept drivers with violations, accidents or a DUI, and we file the SR-22 with the California DMV or the Texas Department of Public Safety for you.
My home insurance was non-renewed. What now?
Call us before your policy ends. We check the carriers still writing homes in your area first. If the California FAIR Plan is the only fit, we add a difference-in-conditions policy to cover what the FAIR Plan leaves out, like liability and water damage.
Do you charge for Medicare help?
No. Our Medicare guidance costs you nothing, and the plan premium is the same whether you enroll with us or directly with the plan.
Which states do you serve?
We're licensed in California, Texas and Florida, and we're adding more states. Our office is in Colton, CA, and we work with clients anywhere in those states by phone, email and video. Locally, we see clients from San Bernardino, Rialto, Fontana, Redlands, Loma Linda, Grand Terrace and Riverside.
I'm not in California, Texas or Florida. Can you help?
Maybe soon. Send a quote request with your state selected and we'll tell you if we can write your policy, or let you know when we're licensed there.
What filings do I need to activate my MC authority?
FMCSA needs proof of liability insurance filed by your insurer on Form BMC-91 or BMC-91X, plus a BOC-3 process agent designation. Household goods carriers also need a BMC-34 cargo filing. Once your policy binds, we make sure the insurance filings go in so your authority can activate.
Do you insure new trucking ventures?
Yes. We write new ventures for semi trucks, dump trucks, box trucks and hot shots. Having your USDOT and MC numbers, CDL, and a list of your trucks and trailers ready speeds up the quote.
What do I need to haul intrastate in California or Texas?
In California, most for-hire and many private carriers need a Motor Carrier Permit, and your insurer files proof of coverage with the DMV. In Texas, intrastate carriers register with TxDMV, and your insurer files a Form E. We handle the insurance side of both.
How much life insurance do I need?
A common starting point is enough to replace your income for 10 years and pay off your mortgage and debts, minus savings and any coverage you already have. Try the calculator on this page, then we'll quote term, permanent and final expense options.
How fast can I get a certificate of insurance?
Send the certificate holder's name and address along with any special wording. Most standard certificates go out the same business day.
Let's get your coverage right.
Call, stop by, or start a quote online from anywhere in California, Texas or Florida. You'll talk to a licensed agent at our Colton office.
(909) 350-8833
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Licensed in
California · Texas
Languages
English · Español